Credivant

Financial calculators

Plan a payment. Explore an investment. Understand the numbers.

20 calculators

Retirement

SWP Calculator

Plan withdrawals, corpus depletion and return-order stress.

Retirement

Retirement & FIRE Calculator

Find a modeled retirement target, required SIP and FIRE age.

Investing

CAGR Calculator

Measure annualized growth, real returns and benchmark performance.

Investing

XIRR Calculator

Measure dated cash-flow returns and identify ambiguous results.

Savings

Inflation Calculator

Compare future costs, purchasing power and real investment returns.

Savings

FD Calculator

Estimate cumulative deposit maturity, tax and real purchasing power.

Savings

RD Calculator

Plan monthly deposits and compare interest compounding.

Savings

Compound Interest Calculator

Compare compound growth with monthly additions and inflation.

Investing

Step-Up SIP Calculator

Plan annual contribution increases and goal-based investments.

Investing

Lump Sum Calculator

Explore compound growth, inflation and one-time investments.

Investing

SIP Calculator

Explore how regular investments can grow over time.

Borrowing

EMI Calculator

Understand monthly payments and the total cost of a loan.

Tax planning

Income Tax Calculator

Compare old and new regimes, rebates, marginal relief and tax due.

Retirement

NPS Calculator

Plan NPS contributions, retirement corpus, pension and purchasing power.

Trading

MTF Calculator

Estimate funding costs, interest and break-even price.

Trading

Futures & Options

Compare long and short trade profits, charges and break-even prices.

Borrowing

Home Loan EMI

Plan housing loan payments and interest costs.

Borrowing

Car Loan EMI

Compare the monthly cost of financing your car.

Borrowing

Personal Loan EMI

Compare personal-loan fees, repayments and prepayment savings.

Banking

IFSC Code Finder

Find IFSC codes by bank and branch, or look up an IFSC for address and MICR details.

Free to use. Estimates depend on your inputs and each calculator's assumptions.

Choose a calculator for your financial question

For regular investing, compare a monthly SIP with an annual step-up SIP. A lump sum projection starts with a one-time investment; XIRR measures actual dated cash-flow performance instead of projecting a fixed return.

For borrowing, compare loan EMI and repayment schedules, including the total interest and fees. The car loan calculator and home loan calculator also connect the purchase price with the down payment.

For deposit maturity, use FD for a starting deposit and RD for monthly installments. The compound interest calculator combines initial savings and regular additions. Inflation adjustment compares future rupees with today's purchasing power.

For future income, NPS estimates corpus and annuity pension, SWP models withdrawals from investments, and the retirement and FIRE calculator connects savings with future expenses. These are different models, not interchangeable income guarantees.