IFSC Code Finder
Find a bank branch by IFSC or search the directory by bank and location.
Find your branch
Choose your bank and state to find an IFSC.
Browse IFSC codes by bank
1,82,208 branch records across 1346 bank names in the current directory.
Find an IFSC code by bank and branch name
Find the Indian Financial System Code (IFSC) for a bank branch without knowing the code in advance. Choose the bank and state, narrow the results by district, then search a branch name, city or locality. Already have an IFSC? Switch to Search by IFSC to check its bank name, branch address, available MICR code and listed payment services. No account number, login or OTP is required.
Worked example
For HDFC0000001, the structural bank prefix is HDFC, the fifth character is zero, and the branch identifier is 000001. Those parts describe the code format only. The bank name and address shown after a successful search come from the directory response, not from guessing the branch identifier.
IFSC code format and directory sources
IFSC structure = four bank letters + 0 + six branch charactersCredivant maintains a validated branch directory using published IFSC data. A scheduled process checks for new data every 15 days and replaces the directory only after validation; incomplete records without a usable IFSC, bank name or branch name are excluded. Bank and location indexes keep searches focused. Versioned data is cached, while the active-version pointer is refreshed hourly. Direct IFSC lookup has a fallback directory service when the stored snapshot is unavailable or lacks the code. A source-data date is not a live bank verification date.
Interpretation and limitations
Bank mergers and branch changes can replace codes. Confirm the latest beneficiary details with the receiving bank. Service flags describe directory listings and do not prove that a payment channel is working right now. MICR and SWIFT may be absent, and IFSC is not a substitute for an international payment routing code. Map search is based on the returned address and may show approximate matches.
IFSC Code Finder: Frequently Asked Questions
Is an IFSC code the same as a SWIFT code?
No. IFSC identifies bank branches for Indian electronic payment routing. SWIFT/BIC identifies institutions for a different messaging system, often used for international transfers. Follow the receiving bank's instructions rather than substituting one code for another.
Can an IFSC change after a bank merger?
Yes. A bank merger, branch consolidation or routing change can replace previously used details. A directory match is not proof that an old code remains operational; confirm the current code with the receiving bank before transferring money.
How can I find an IFSC code using a bank and branch name?
Choose Find IFSC by branch, select the bank and state, and optionally select the district. Type the branch name, city or locality to narrow the results. Open the matching branch and compare its address before using its IFSC.
Can I find a branch address from an IFSC code?
Yes. Choose Search by IFSC and enter the 11-character code. A matching record shows the bank, branch, address, city, district and state, plus contact, MICR and SWIFT details where the source provides them.
What is the difference between IFSC and MICR codes?
IFSC is an 11-character code used for electronic payment routing. MICR is a nine-digit code used in cheque processing. They serve different purposes and are not interchangeable.
More questions (7)
Can I search SBI, HDFC Bank, ICICI Bank and other banks?
Use the bank selector or browse the bank directory below. It includes the bank names present in the validated source snapshot, including many cooperative banks. Coverage depends on the source; a missing record does not mean a bank or branch does not exist.
How often is the IFSC directory updated?
A scheduled process checks for a new source release every 15 days. New data is published only after validation. The displayed source-data date may be older than the last check because the upstream publisher does not necessarily release a fresh dataset every fortnight.
Why do some branches have the same name?
Different banks and cities can have similarly named branches. Compare the bank, state, district and full street address, not only the branch name. Confirm the final IFSC with your beneficiary or the bank.
Does a valid IFSC guarantee that my transfer will succeed?
No. Account details, beneficiary validation, bank availability, limits and payment-channel rules also matter. This lookup does not initiate or authorize payments.
What should I do if the code is not found?
Check the code on a recent bank statement or confirm it with the bank, particularly after mergers. A directory can lag changes; not found is not definitive proof that a bank-issued code is invalid.
Is the fifth character a letter O?
No. The fifth character is the digit zero. The first four characters are letters; the final six can contain letters or digits.
Can I search using an account number?
No. Search using bank and branch details or an IFSC code. The finder never needs an account number, PIN or OTP and cannot verify who owns an account.