Scope
This policy covers the Credivant website. External websites, including social networks and linked sources, operate under their own privacy policies. This policy describes the site’s current features and explains separately how advertising would work if enabled.
Browsing and technical information
Requests to load the site and its assets may expose your IP address, browser information, requested URL, referrer and request time to hosting and content-delivery services. Credivant uses Vercel for hosting, Sanity for publishing content and Google Fonts to load typefaces. Loading fonts sends a request from your browser to Google, which can include your IP address and browser information. Those services process technical information to deliver content, maintain security and diagnose faults; their own policies describe their practices.
Calculator inputs and browser storage
Calculator interactions are processed in your browser. The site remembers your theme preference in local storage. The MTF calculator also lets you save a scenario on your device using local storage. These saved values persist until removed by the tool or cleared through browser settings. Avoid entering sensitive personal identifiers into calculators, and clear saved scenarios on shared devices.
Contact and social platforms
There is currently no working message-submission form on this site. If you contact Credivant through a social platform, that platform processes the information you provide under its policies. Public comments can be visible to other people. Share only the information necessary for your question.
Advertising and Google
Google advertising is not integrated into the site at the date of this policy. If Google AdSense is enabled, Google and other advertising vendors may use cookies to select ads using previous visits to this and other websites. Google advertising cookies allow Google and its partners to personalise advertising across sites. Advertising can also involve device identifiers, IP addresses and interaction data for delivery, measurement and fraud prevention. Any additional advertising vendors must be disclosed when introduced.
Privacy choices
You can manage or delete cookies and local storage through your browser. Clearing storage removes saved preferences and calculator scenarios. Google provides advertising controls through My Ad Center; participating third-party vendors provide opt-out choices through YourAdChoices. These controls do not necessarily remove advertising. Where consent is required for advertising technologies, a consent mechanism must be available before those technologies are used; this policy itself is not a consent request.
Retention and security
Browser-stored settings remain on your device until you remove them. Hosting and content-service records follow the applicable provider’s retention practices. No fixed retention period for those third-party records is represented here. Do not send confidential information through public channels; no online service can promise absolute security.
Questions and changes
Depending on applicable law, you may have rights concerning your personal information. Use the contact page for the currently available channels and their limitations. For information held by a social platform or advertising provider, its privacy controls may be the direct route. This policy will be updated when relevant site practices change.