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IOBA0000040 - KOTTAYAM IFSC Code

The listed IFSC code for INDIAN OVERSEAS BANK, KOTTAYAM, is IOBA0000040. Check the address below to distinguish it from similarly named branches.

INDIAN OVERSEAS BANK

KOTTAYAM

IFSC codeIOBA0000040
Address
OOPOOTTIL BUILDING, KK.ROAD, KOTTAYAM - 686 001
City
KOTTAYAM
District
KOTTAYAM
State
KERALA
Contact
+914812562004
MICR
686020002
SWIFT
Not provided
NEFT: ListedRTGS: ListedIMPS: ListedUPI: Listed

Confirm the IFSC and beneficiary details with the bank before transferring money. Listed services are not live availability checks.

Questions about IOBA0000040

Which bank and branch use IOBA0000040?

The directory lists IOBA0000040 for INDIAN OVERSEAS BANK, KOTTAYAM, in KERALA.

Is the MICR code the same as the IFSC code?

No. MICR is used in cheque processing, while IFSC is used for electronic payment routing. The listed MICR for this branch is 686020002.

Does this confirm a beneficiary account?

No. This page identifies a directory record only. It does not verify account ownership, account status or whether a payment will succeed.

More INDIAN OVERSEAS BANK branches in KERALA
Credivant branch directorySource data date: 2026-08-15

Directory details can lag mergers, branch closures and routing changes. Confirm payment details with the bank. Credivant is an independent directory, not the bank.

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