IOBA0000047 - LUDHIANA MAIN IFSC Code

The listed IFSC code for INDIAN OVERSEAS BANK, LUDHIANA MAIN, is IOBA0000047. Check the address below to distinguish it from similarly named branches.

INDIAN OVERSEAS BANK

LUDHIANA MAIN

IFSC codeIOBA0000047

Address: 1 ST FLOOR,SAINKIK REST HOUSE, KACHERI ROAD,LUDHIANA,PIN 141001
City: LUDHIANA
District: LUDHIANA
State: PUNJAB
Contact: +911612750169
MICR: 141020006
SWIFT: Not provided

NEFT: ListedRTGS: ListedIMPS: ListedUPI: Listed

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Confirm the IFSC and beneficiary details with the bank before transferring money. Listed services are not live availability checks.

Questions about IOBA0000047

Which bank and branch use IOBA0000047?

The directory lists IOBA0000047 for INDIAN OVERSEAS BANK, LUDHIANA MAIN, in PUNJAB.

Is the MICR code the same as the IFSC code?

No. MICR is used in cheque processing, while IFSC is used for electronic payment routing. The listed MICR for this branch is 141020006.

Does this confirm a beneficiary account?

No. This page identifies a directory record only. It does not verify account ownership, account status or whether a payment will succeed.

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