Credivant

IOBA0000197 - GUJJARWAL IFSC Code

The listed IFSC code for INDIAN OVERSEAS BANK, GUJJARWAL, is IOBA0000197. Check the address below to distinguish it from similarly named branches.

INDIAN OVERSEAS BANK

GUJJARWAL

IFSC codeIOBA0000197
Address
NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202
City
LUDHIANA
District
GAJJARWAL
State
PUNJAB
Contact
2864378
MICR
141020521
SWIFT
Not provided
NEFT: ListedRTGS: ListedIMPS: ListedUPI: Listed

Confirm the IFSC and beneficiary details with the bank before transferring money. Listed services are not live availability checks.

Questions about IOBA0000197

Which bank and branch use IOBA0000197?

The directory lists IOBA0000197 for INDIAN OVERSEAS BANK, GUJJARWAL, in PUNJAB.

Is the MICR code the same as the IFSC code?

No. MICR is used in cheque processing, while IFSC is used for electronic payment routing. The listed MICR for this branch is 141020521.

Does this confirm a beneficiary account?

No. This page identifies a directory record only. It does not verify account ownership, account status or whether a payment will succeed.

More INDIAN OVERSEAS BANK branches in PUNJAB
Credivant branch directorySource data date: 2026-08-15

Directory details can lag mergers, branch closures and routing changes. Confirm payment details with the bank. Credivant is an independent directory, not the bank.

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