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IOBA0000204 - BADDOWAL IFSC Code

The listed IFSC code for INDIAN OVERSEAS BANK, BADDOWAL, is IOBA0000204. Check the address below to distinguish it from similarly named branches.

INDIAN OVERSEAS BANK

BADDOWAL

IFSC codeIOBA0000204
Address
MAIN ROAD,BADDOWAL PIN 142021
City
LUDHIANA
District
BADDOWAL
State
PUNJAB
Contact
2804163
MICR
141020026
SWIFT
Not provided
NEFT: ListedRTGS: ListedIMPS: ListedUPI: Listed

Confirm the IFSC and beneficiary details with the bank before transferring money. Listed services are not live availability checks.

Questions about IOBA0000204

Which bank and branch use IOBA0000204?

The directory lists IOBA0000204 for INDIAN OVERSEAS BANK, BADDOWAL, in PUNJAB.

Is the MICR code the same as the IFSC code?

No. MICR is used in cheque processing, while IFSC is used for electronic payment routing. The listed MICR for this branch is 141020026.

Does this confirm a beneficiary account?

No. This page identifies a directory record only. It does not verify account ownership, account status or whether a payment will succeed.

More INDIAN OVERSEAS BANK branches in PUNJAB
Credivant branch directorySource data date: 2026-08-15

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