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IOBA0000390 - IND AREA IFSC Code

The listed IFSC code for INDIAN OVERSEAS BANK, IND AREA, is IOBA0000390. Check the address below to distinguish it from similarly named branches.

INDIAN OVERSEAS BANK

IND AREA

IFSC codeIOBA0000390
Address
G T BYPASS RD,NEAR TRANSPORT NAGAR,INDTL AREA,LUDHIANA
City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
2227094
MICR
141020005
SWIFT
Not provided
NEFT: ListedRTGS: ListedIMPS: ListedUPI: Listed

Confirm the IFSC and beneficiary details with the bank before transferring money. Listed services are not live availability checks.

Questions about IOBA0000390

Which bank and branch use IOBA0000390?

The directory lists IOBA0000390 for INDIAN OVERSEAS BANK, IND AREA, in PUNJAB.

Is the MICR code the same as the IFSC code?

No. MICR is used in cheque processing, while IFSC is used for electronic payment routing. The listed MICR for this branch is 141020005.

Does this confirm a beneficiary account?

No. This page identifies a directory record only. It does not verify account ownership, account status or whether a payment will succeed.

More INDIAN OVERSEAS BANK branches in PUNJAB
Credivant branch directorySource data date: 2026-08-15

Directory details can lag mergers, branch closures and routing changes. Confirm payment details with the bank. Credivant is an independent directory, not the bank.

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