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IOBA0001316 - PALAYAM IFSC Code

The listed IFSC code for INDIAN OVERSEAS BANK, PALAYAM, is IOBA0001316. Check the address below to distinguish it from similarly named branches.

INDIAN OVERSEAS BANK

PALAYAM

IFSC codeIOBA0001316
Address
NO 412/6A - 3, TRICHY MAIN ROAD, PALAYAM - 624 620
City
DINDIGUL
District
PALAYAM
State
TAMIL NADU
Contact
234254
MICR
639020011
SWIFT
Not provided
NEFT: ListedRTGS: ListedIMPS: ListedUPI: Listed

Confirm the IFSC and beneficiary details with the bank before transferring money. Listed services are not live availability checks.

Questions about IOBA0001316

Which bank and branch use IOBA0001316?

The directory lists IOBA0001316 for INDIAN OVERSEAS BANK, PALAYAM, in TAMIL NADU.

Is the MICR code the same as the IFSC code?

No. MICR is used in cheque processing, while IFSC is used for electronic payment routing. The listed MICR for this branch is 639020011.

Does this confirm a beneficiary account?

No. This page identifies a directory record only. It does not verify account ownership, account status or whether a payment will succeed.

More INDIAN OVERSEAS BANK branches in TAMIL NADU
Credivant branch directorySource data date: 2026-08-15

Directory details can lag mergers, branch closures and routing changes. Confirm payment details with the bank. Credivant is an independent directory, not the bank.

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