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IOBA0004194 - UNIVERSITY ROAD IFSC Code

The listed IFSC code for INDIAN OVERSEAS BANK, UNIVERSITY ROAD, is IOBA0004194. Check the address below to distinguish it from similarly named branches.

INDIAN OVERSEAS BANK

UNIVERSITY ROAD

IFSC codeIOBA0004194
Address
GROUND FLOOR, SWAMI COMPLEX, PLOT NO.15/A, OPP. SLEEPWELL GALLERY, JYOTI NAGAR MAIN ROAD, UNIVERSITY ROAD - KALAWAD ROAD, RAJKOT
City
RAJKOT
District
RAJKOT
State
GUJARAT
Contact
Not provided
MICR
360020010
SWIFT
Not provided
NEFT: ListedRTGS: ListedIMPS: ListedUPI: Listed

Confirm the IFSC and beneficiary details with the bank before transferring money. Listed services are not live availability checks.

Questions about IOBA0004194

Which bank and branch use IOBA0004194?

The directory lists IOBA0004194 for INDIAN OVERSEAS BANK, UNIVERSITY ROAD, in GUJARAT.

Is the MICR code the same as the IFSC code?

No. MICR is used in cheque processing, while IFSC is used for electronic payment routing. The listed MICR for this branch is 360020010.

Does this confirm a beneficiary account?

No. This page identifies a directory record only. It does not verify account ownership, account status or whether a payment will succeed.

More INDIAN OVERSEAS BANK branches in GUJARAT
Credivant branch directorySource data date: 2026-08-15

Directory details can lag mergers, branch closures and routing changes. Confirm payment details with the bank. Credivant is an independent directory, not the bank.

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